AI is rendering traditional KYB checks ineffective and accelerating online fraud operations. Traditional approaches lack the breadth and depth required to meet the moment. OneRisk uses adversarial tradecraft to identify fraudulent storefronts, monitor your merchant portfolio and deliver actionable intelligence on the operations behind them. It takes the fight to the fraud operator head-on, with AI of its own.
Faking a real business online used to be hard work. Now it takes a prompt. Synthetic merchants arrive polished, plausible and in waves. They pass the paperwork. OneRisk sees them coming.
Their AI makes a storefront look real. Ours checks whether it is. OneRisk’s AI runs a deep open-source intelligence scan of the merchant’s site and supporting infrastructure to identify hidden fraud signals. That intelligence feeds our models, giving customers fraud detection they can’t get anywhere else.
Applications are built to pass review. The infrastructure behind a storefront tells a different story, if you can see all of it at once.
A living index of merchants across the open web, discovered and re-examined around the clock, down to their platform, payment and hosting details.
Spots new storefronts within hours of launch and links them to known operators, often before an application reaches you.
A deep merchant risk scan uses adversarial tradecraft to collect open source intelligence information including intelligence about its domain, supporting technical infrastructure, commerce infrastructure, public reputation, fraud links, and much more. AI investigators read each site, follow the path to payment and test every claim it makes. The result is a single risk score, broken down by dimension, with the evidence behind every finding.
The red outline marks where the page names velvetfernhome.shop.
“Paid for my order and it never arrived.”
The checkout sends the shopper to another storefront, where payment is taken.
| Product | Classification | Confidence |
|---|---|---|
| Luxury watch, mirror grade Counterfeit goods | Prohibited | |
| Muscle growth stack Anabolic steroids | Prohibited | |
| Tactical folding knife Weapons | Restricted | |
| Detox weight-loss tea Health claims | Restricted |
OneRisk maps every merchant to the operation behind it, linking storefronts that share contact details, payment accounts, tracking codes and identities. AI-driven review separates a shared platform from a shared operator, so the links that remain are the ones that matter.
It’s one operator wearing many faces. Different names, different logos, different promises. The same inbox, the same payment account, the same hands. Seen alone, each storefront passes. Seen together, the ring can’t hide.
Point solutions see the merchant in front of them. OneRisk’s patent-pending technology sees the merchant, its neighbors and the operation it belongs to.
A census of online commerce that never stops counting. When a storefront appears anywhere on the open web, it enters the picture.
An intelligence corpus on the people and infrastructure behind fraudulent storefronts, built investigation by investigation.
FirstLight spots new storefronts and their ties to known operators before an application ever lands.
Merchant Risk returns an explainable score that lets real businesses through faster.
Monitoring and ring intelligence flag the moment a trusted merchant changes hands or changes course.
No new workflow required. OneRisk plugs straight into the onboarding and monitoring you already run.
Protect your standing with the card networks, with visibility across every merchant your ISOs and PayFacs board.
Board good merchants fast and keep bad ones from ever reaching your sponsor bank.
Screen sub-merchants at signup speed without slowing honest sellers.
Know which storefronts your cardholders pay, and who runs them.
OneRisk was developed by offensive cybersecurity experts who honed their skills emulating the tactics, techniques, and procedures of real-world threat actors, investigating their malicious infrastructure, and hunting adversaries across the internet. We taught OneRisk’s AI to investigate a storefront the way we would. OneRisk pairs decades of adversarial tradecraft with a living census of virtually every active online merchant, so our customers can identify fraudulent storefronts, monitor their merchant portfolios and get actionable intelligence on the operations behind them.
Have a question about OneRisk? Email us and the right person will get back to you.
See how OneRisk helps acquiring banks and payment platforms stop synthetic merchants at onboarding and uncover hidden risk across their portfolios.
Request a demoWe see virtually every active online merchant. Let us show you how that protects your portfolio.
